Building the ecosystem for growth

We're a financial technology company with an EU banking license that connects merchants, consumers, and financial institutions on its next-generation embedded finance platform.

Where to next?

A map of Europe with Estonia, Latvia, Lithuania, Poland, Czechia, Germany, Netherlands, and Austria painted purple


Markets across Europe we operate and collect deposits on


People from 21 nationalities and actively recruiting


Years from the founders' living rooms to 8 international offices

Our story

At Inbank, everything we do is designed for the ultimate retail experience. We understood from early on that when it comes to consumer financing, distribution and accessibility are always the key drivers. So, we started innovating by lifting financing out of traditional banking and placing it into the point of sale, right where everyday shopping happens.

Today, we provide frictionless financing solutions for retail in all shapes and sizes. From brick-and-mortar to cutting-edge business models and services online and offline. That way, financing happens exactly when and where it's needed. By making financing an integral part of a product or service, we help our 5,800+ merchant partners thrive.

Inbank office in Kalamaja, Tallinn

The milestones we've reached

Inbank was founded in 2010 in Tallinn, Estonia by former banking executives Jan Andresoo and Priit Põldoja who set out to lift banking outside of traditional banks and place it into the point of sale – right where everyday shopping happens.


Founded in Tallinn, Estonia by banking executives Jan Andresoo and Priit Põldoja


Entering the Latvian market


EU banking license and rebranding into Inbank


Cooperation with the Raisin deposit platform in Germany, Austria, and the Netherlands


Establishing a branch in Poland


Acquiring a leading consumer finance company Mokilizingas in Lithuania


Increasing shareholding in Estonia's largest PSP Maksekeskus to 30%


Acquiring 53% shareholding in a subscription car rental Mobire


30% investment into Paywerk, a BNPL as a service provider


Establishing a branch in Czechia

Our success factors

We’re born in Estonia, one of the world’s most digital economies and we're geared up to disrupt the European consumer finance market.


Supported by a large ecosystem of partners. Since 2010 our sole mission has been to help our partners build the ultimate retail experience.


The sky is the limit mindset, always open to new ideas. A track record of successful joint ventures and constantly looking for the next market to conquer.


Fully embedded and flexible platform built on scalable proprietary tech and next-generation underwriting. A proven winning formula.


Banking license since 2015 with access to EU deposit markets, and bonds listed on Nasdaq Baltic Stock Exchange. With 11 years of profitable growth.

Our team

Priit Põldoja
Priit Põldoja
Founder, CEO
Jan Andresoo
Jan Andresoo
Founder, Chairman
Marko Varik
Marko Varik
Piret Paulus
Piret Paulus
Head of Growth
Erik Kaju
Erik Kaju
Ivar Kurvits
Ivar Kurvits
Chief of Staff
Evelin Lindvers
Evelin Lindvers
Head of Risk Control
Margus Kastein
Margus Kastein
Head of Baltic Business
Maciej Pieczkowski
Maciej Pieczkowski
Head of CEE Business
Dainis Skrinda
Dainis Skrinda
Country Manager, Latvia
Vaidotas Rimeikis
Vaidotas Rimeikis
Country Manager, Lithuania
Tomasz Rzeski
Tomasz Rzeski
Country Manager, Poland
Vit Ruzicka
Vit Ruzicka
Country Manager, Czechia
Merit Arva
Merit Arva
Head of Brand and Communications

Press and media inquiries

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One of Inbankers working on the laptop with a cute office dog at their side


Make the smart move

We’re always on the lookout for driven and enthusiastic people. If you love what you do, and want to elevate your career, come and climb the highest tops with us.