Twelve years of profitable growth

Built on a solid foundation with a track record of 12 consecutive years of profitable growth supported by a large ecosystem of partners and a strong balance sheet.

Inbank founders Priit Põldoja and Jan Andresoo having a chat at the office lounge area

Financials

€689m

Originated volume (in millions of €)

€76.4m

Total net income (in millions of €)

€15.4m

Net profit (in millions of €)

Key financial indicators

Units in the charts are represented in millions of euros.

20202021202220232024
Net interest income36.040.048.153.467.5
Net rental income0.04.56.49.611.9
Net result from commissions and financial items-1.1-1.8-3.1-2.8-3.0
Total net income34.842.651.460.276.4
Total operating expenses17.324.030.336.943.2
Operating profit17.518.621.023.233.2
Impairments11.56.711.213.216.4
Income tax0.91.30.20.11.5
Net profit5.911.09.79.815.4
Originated volume315.8523.2567.5672.3689.0
Total assets490.0787.01 020.51 320.61 435.8
Loan and rental portfolio389.2638.7818.21 034.21 155.0
Customer deposits391.3617.9828.91081.61 171.4
Equity61.279.0101.9124.1147.6
Portfolio yield14.9%10.6%10.2%10.9%11.3%
Funding cost2.0%1.7%2.6%4.5%4.4%
Total income margin7.5%6.5%5.9%5.2%5.4%
Impairments / portfolio3.2%1.3%1.5%1.4%1.5%
Cost/income ratio49.7%56.3%59.0%61.4%56.6%
Return on equity11.3%16.3%10.8%9.0%11.3%

Make the smart investment

Contact us to discuss investor relations.

investor@inbank.eu
One of Inbankers working on the laptop with a cute office dog at their side

Careers

Make the smart move

We’re always on the lookout for driven and enthusiastic people. If you love what you do, and want to elevate your career, come and climb the highest tops with us.

Join us