Eleven years of profitable growth

Built on a solid foundation with a track record of 11 consecutive years of profitable growth supported by a large ecosystem of partners and a strong balance sheet.

Inbank founders Priit Põldoja and Jan Andresoo having a chat at the office lounge area

Financials

€576.9m

GMV (in millions of €)

€51.4m

Total income (in millions of €)

€21.1m

Net profit (in millions of €)

Key financial indicators

Units in the charts are represented in millions of euros.

20182019202020212022
Net interest income19.931.235.238.445.2
Net fee, commission and other income1.50.9-0.34.26.1
Total net income21.432.034.842.651.4
Operating expenses10.616.017.324.030.3
Operating profit10.716.017.518.621.0
Impairment losses on loans2.76.011.56.711.2
Net profit9.310.05.911.021.1
GMV198.0284.6300.9523.1576.9
Total assets318.0462.8490.0787.01 020.5
Loan and subscription portfolio213.4324.2389.2640.5815.9
Deposit portfolio240.2377.5391.3617.9828.9
Owner's equity36.547.361.279.0101.9
Return on equity (ROE)31.7%23.9%10.8%15.6%23.3%
Return on total assets4.2%2.6%1.2%1.7%2.3%
Net interest margin9.5%8.4%7.8%6.6%5.6%
Impairment losses to loan portfolio1.7%2.1%3.1%1.3%1.6%
Cost/income ratio49.9%49.9%49.7%56.3%59.0%
Equity to total assets11.5%10.2%12.5%10.0%10.0%

Newsroom

News
Inbank launches new subscription service at Apple premium partner iDeal

Inbank launches new subscription service at Apple premium partner iDeal

View article
News
Evelin Lindvers to join Management Board of Inbank

Evelin Lindvers to join Management Board of Inbank

View article
News
Inbank publishes unaudited financial results for Q2 and 6 months 2023

Inbank publishes unaudited financial results for Q2 and 6 months 2023

View article
News
Inbank increases stake in full-service vehicle rental company Mobire to 65%

Inbank increases stake in full-service vehicle rental company Mobire to 65%

View article
News
Inbank AT1 bonds were oversubscribed 1.9 times

Inbank AT1 bonds were oversubscribed 1.9 times

View article
News
Inbank publishes unaudited financial results for Q1 2023

Inbank publishes unaudited financial results for Q1 2023

View article
News
Inbank introduces new visual identity

Inbank introduces new visual identity

View article
News
Erkki Raasuke joins Inbank Supervisory Board

Erkki Raasuke joins Inbank Supervisory Board

View article
News
Inbank publishes audited results for 2022

Inbank publishes audited results for 2022

View article

Make the smart investment

Contact us to discuss investor relations.

investor@inbank.eu
One of Inbankers working on the laptop with a cute office dog at their side

Careers

Make the smart move

We’re always on the lookout for driven and enthusiastic people. If you love what you do, and want to elevate your career, come and climb the highest tops with us.