Twelve years of profitable growth

Built on a solid foundation with a track record of 12 consecutive years of profitable growth supported by a large ecosystem of partners and a strong balance sheet.

Inbank founders Priit Põldoja and Jan Andresoo having a chat at the office lounge area

Financials

€687.7m

GMV (in millions of €)

€60.2m

Total net income (in millions of €)

€10.2m

Net profit (in millions of €)

Key financial indicators

Units in the charts are represented in millions of euros.

20192020202120222023
Net interest income31.73640.048.153.4
Net rental and other income0.3−1.12.63.36.8
Total net income32.034.842.651.460.2
Operating expenses16.017.324.030.336.9
Operating profit16.017.518.621.023.2
Net loan loss6.011.56.711.213.2
Net profit10.05.911.021.110.2
GMV284.6300.9523.1576.9687.7
Total assets462.8490.0787.01 020.51 320.6
Loan and rental portfolio324.2389.2640.5815.91 030.2
Deposit portfolio377.5391.3617.9828.91 081.6
Equity47.361.279.0101.9124.1
Return on equity (ROE)24.4%11.3%16.3%23.4%9.3%
Return on total assets2.6%1.3%1.7%2.4%0.9%
Net interest margin8.7%8.1%6.6%6.1%5.2%
Impairment losses to loan portfolio2.2%3.2%1.4%1.6%1.5%
Cost/income ratio49.9%49.7%56.3%59.0%61.4%
Equity to total assets10.2%12.5%10.0%10.0%9.4%

Make the smart investment

Contact us to discuss investor relations.

investor@inbank.eu
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