The consolidated Annual Report 2024 has been included in the announcement and will be made available on the Inbank investor website at https://inbank.eu/investors/reporting. Compared to the unaudited Interim Report published on 25 February 2025, there are no differences in the audited results.

  • In 2024, Inbank’s total net income reached 75.5 million euros, increasing by 26% year-on-year, driven by expanding margins and growing portfolio volumes across both the Baltics and CEE regions.
  • The consolidated normalised net profit for the year grew by 51% year-on-year to 15.4 million euros, resulting in a normalised ROE of 11.3%. Including one-off, the net profit  amounted to 12.2 million euros, growing 20% year-on-year and return on equity (ROE) was 9%. 
  • The loan and rental portfolio reached 1.15 billion euros increasing 11% year-on-year, while the deposit portfolio grew by 8% to 1.17 billion euros. At the end of 2024, Inbank’s total assets stood at 1.44 billion euros growing 9% year-on-year.
  • Gross Merchandise Value (GMV) reached a record 715 million euros, reflecting 4% year-on-year growth.
  • By the end of 2024, Inbank had 872,000 active customer contracts and over 6,000 active retail partners. 

Key financial indicators as of 31.12.2024 

  • Total assets EUR 1.44 billion 
  • Loan and rental portfolio EUR 1.15 billion 
  • Deposit portfolio EUR 1.17 billion 
  • Total equity EUR 148 million
  • Net profit EUR 12.2 million
  • Return on equity 9.0%