Inbank publishes its annual report for 2023 available on Inbank’s website at https://inbank.eu/investors/reporting. Compared to the unaudited Interim Report published on 29 February 2024, there are no differences in the audited financial results.

  • The consolidated net profit for 2023 increased by 5% year-on-year to 10.2 million euros, excluding the extraordinary profit of 11.4 million euros from the sale of Inbank’s 29.8% stake in Maksekeskus AS in 2022. The annual return on equity was 9%.
  • The Inbank loan and rental portfolio reached 1.03 billion euros increasing 26% year-on-year. At the same time, the deposit portfolio grew 30% and reached 1.08 billion euros at year end.
  • At the end of 2023, Inbank’s total assets stood at 1.3 billion euros growing 29% year-on-year.
  • Inbank’s Gross Merchandise Value (GMV) was 688 million euros increasing 19% year-on-year.
  • By the end of 2023, Inbank had 892,000 active contracts and 5,400 active retail partners.

Key financial indicators as of 31 December 2023

  • Total assets EUR 1.3 billion
  • Loan and rental portfolio EUR 1.03 billion
  • Deposit portfolio EUR 1.08 billion
  • Total equity EUR 124.1 million
  • Net profit EUR 10.2 million
  • Return on equity 9%