Inbank has entered into an exclusive partnership with Montonio, a leading provider of checkout solutions in Estonia. The initial phase of the partnership will be rolled out in Estonia, with future plans to expand to other markets.

Montonio is known for offering a range of payment and ecommerce services to its merchants, including bank payments, card payments, pay later, and financing. These services empower merchants to seamlessly manage various e-commerce transactions, and offer flexible financing to consumers. As of now, Inbank will exclusively provide pay later and financing services through Montonio's checkout.

Piret Paulus, Inbank’s Head of Growth and Business Development and Member of the Board, comments:

“Everything Inbank does is designed around the success of our partners. There’s been a high demand from our current and potential partners for a full checkout solution, and instead of building such solutions from scratch, we often choose to work with highly competent partners.

We were particularly impressed by Montonio's offering – their merchant platform stands out for its high quality, functionality, and user-friendly interface. This makes them an excellent choice for delivering a complete checkout solution with. Another crucial aspect is our geographical fit, as we want to expand our partnership to other markets as well. Currently we plan to launch our cooperation in the Baltics, but also Poland is in the plans.”

Markus Lember, Montonio’s CEO and co-founder, comments:

“Buy now, pay later options have transformed the way consumers shop, offering flexibility In 2024, this trend continues to grow, especially among younger shoppers who appreciate the ability to spread payments over time without incurring interest. This trend not only empowers consumers with more purchasing power but also urges retailers to integrate these options seamlessly into their payment systems.”

About Montonio

Founded in 2018, Montonio is a European payment and ecommerce solutions provider with a comprehensive platform that enables merchants to accept payments and manage various ecommerce services seamlessly. With a robust suite of services from financing to shipping and refund management, Montonio eliminates the need for multiple systems and offers tailored solutions for specific markets. Today, Montonio is used in 6,000+ online stores in Poland, Germany, Lithuania, Latvia, Estonia and Finland. For more information, visit

About Inbank

Inbank is a financial technology company with an EU banking license that connects merchants, consumers and financial institutions on its next generation embedded finance platform. Partnering with 5,400+ merchants, Inbank has 894,000+ active contracts and collects deposits across 8 European markets. Inbank bonds are listed on the Nasdaq Tallinn Stock Exchange.